The elegant cutout pendant here is done in solid, lustrous eighteen-karat yellow gold, and the white-gold bail is studded with tiny, brilliant diamonds that catch the light like it’s their job. It all dangles from a fine gold chain (adjustable from sixty to seventy centimeters) that grazes the low sternum, and it probably goes without saying, but we’ll say it anyway: It’s an amazing layering piece, if you’re into stacking.

• 18k yellow gold
• Carat weight: 0.2ct
• Pendant: 1.4" x 0.5"
• Adjustable chain length: 24"-28"